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16165 North 83rd Avenue, Suite 200

Peoria, AZ 85382

Phone: (888) 788-5953

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Toll-Free: (888) 788-5953

16165 N. 83rd Avenue, Suite 200

Peoria, AZ 85382

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Copyright 2026 FMG Suite.

FIRM DISCLOSURES

21:5 Advisors, LLC is a registered investment advisor in Arizona, California, Texas and Louisiana, and in other jurisdictions where exempt from registration. Registration does not imply a certain level of skill or training. Information about 21:5 Advisors, LLC is available on the SEC’s website adviserinfo.sec.gov under the firm’s identification number 333198.

Registered Representatives of 21:5 Advisors, LLC do not sell insurance, annuities or financial products for commission. Joel Beyer holds life insurance licenses in Arizona (#1546247) and California (#0776081) for educational, compliance and fee-based purposes only. We are fiduciary financial advisors and are paid a fully-disclosed fee for our advice. We are not financial salespeople or brokers who sell insurance, annuities and financial products for commission. There is a significant difference between a fee-only advisor and a commissioned salesperson. This difference is an important factor to consider when choosing to work with any licensed financial professional.

The information on this or any other site is not intended as tax, accounting, investment, or legal advice, nor is it an offer or solicitation to buy or sell, or as an endorsement of any company, security, fund, or other offering. Information is derived from sources believed to be reliable, but no guarantee or warranty of accuracy is made or implied. Likes and comments do not imply an endorsement or recommendation. All views, expressions, opinions, comments, estimates, and information are subject to change without notice. Information provided should not be solely relied upon for decision making. We do not provide legal or tax compliance advice. Consult with your own credentialed team of tax, accounting, legal, insurance, investment, and financial planning professionals regarding your specific situation.

Past performance never predicts future results. All investments involve risk and have the potential for profit as well as complete loss. It should not be assumed that any recommendations made will necessarily be profitable. Consult with your own team of professional, credentialed advisors before implementing any financial strategy, or before buying or selling any investments.

Information provided or linked to third-party sources are being provided strictly as a courtesy and convenience. When you link to any third-party media, article, website, or platform, you are leaving our domain. We make no representation to the completeness or accuracy of information provided by third-party sources. 21:5 Advisors, LLC and its representatives are not liable for any direct or indirect damage to technology, software, hardware systems, or monetary loss arising out of your access to, or use of, third-party, media, websites, apps, platforms, systems, software, or services. When you access any third-party source, you assume complete and total personal responsibility and liability for your use.

21:5 Advisors, LLC is a privately owned, fee-only, financial planning and wealth management firm. Providing organization, planning, advice, and accountability to a select group of committed clients throughout Arizona, California, and the Greater U.S. Proverbs 21:5

PRIVACY POLICY

21:5 Advisors, LLC (“21:5 Advisors”) recognizes that our relationships with current and prospective clients are based on integrity and trust. We work hard to maintain your privacy and to preserve the private nature of our relationship with you. We place the highest value on the information you share with us. We will not sell your personal information. We want our clients and prospective clients to understand what information we collect, how we use it, and how we protect your personal information.

We gather information about you so that we can:
● Communicate by telephone, email, text, video (Zoom) and in writing.
● Comply with the Federal and State laws and regulations that govern us.

We may collect the following types of “nonpublic personal information” about you:
● Information from our initial conversations and meetings or subsequent consultations about your identity, such as your name, phone numbers, address, social security number, date of birth, and financial information;
● Information that we generate to service your financial needs; and
● Information that we may receive from third parties in connection with the services we provide you.

We are permitted by law to disclose nonpublic personal information about you to unaffiliated third parties in certain circumstances. 21:5 Advisors may disclose client's nonpublic personal information: (1) to individuals and/or entities not affiliated with 21:5 Advisors, including, but not limited to third-parties that assist in the supervision or management of your account(s) (i.e., sub-advisers, account custodian, record keeper, attorney, etc.); (2) to service providers contracted by us in order for us to perform the duties in furtherance of the client's engagement with 21:5 Advisors (i.e. client management systems, archiving technology vendors, cloud service providers, etc.); (3) to your authorized representative or power of attorney; (4) when we receive your prior consent; (5) in connection with a proposed or actual sale, merger, or transfer of all or a portion of our business; and (6) as otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations. In the event that 21:5 Advisors has a change to its client privacy policy that would allow it to disclose nonpublic personal information not covered under applicable law, 21:5 Advisors will allow its clients and prospective clients the opportunity to opt-out of such disclosure.

Privacy has always been important to 21:5 Advisors. We restrict and limit access to client information only to those who need to carry out their business functions. We safeguard client information by preventing its unauthorized access, disclosure, or use. We maintain physical, electronic, and procedural safeguards to protect your confidential personal information. Arrangements with companies or independent contractors not affiliated with 21:5 Advisors will be subject to confidentiality agreements. Even if we cease to provide you with financial services, our Privacy Policy will continue to apply to you, and we will continue to treat your nonpublic personal information with strict confidentiality. We maintain all records regarding all former clients for the retention period required by law.

Clients and prospective clients are encouraged to discuss any questions regarding privacy policies and procedures directly with Joel Beyer, Chief Compliance Officer of 21:5 Advisors. Please contact Joel Beyer at (888) 788-5953.

TEXTING (SMS) TERMS AND CONDITIONS

By opting in to receive SMS messages from 21:5 Advisors, LLC (“we,” “us,” “our”), you agree to these Terms and Conditions (Terms). By providing my phone number, I consent to receive SMS text messages from 21:5 Advisors, LLC for appointment reminders, planning messages, and general two-way communication about financial services and general personal information and issues. Message and Data Rates may apply. You will get more than one message from us unless you opt-out, and while messaging frequency varies, you may receive 0-10 messages per month. 21:5 Advisors, LLC reserves the right to alter the frequency of messages at any time to increase or decrease the total number of messages. 21:5 Advisors, LLC and carriers are not liable for delays or undelivered messages. Message and data rates may apply based on your mobile carrier’s terms. No mobile information will be shared with third-parties or affiliates for marketing or promotional purposes. You can opt out of receiving SMS messages at any time by replying STOP to any message we send you. After you opt out of text messaging, you will receive one additional message confirming your request has been processed. Text the word HELP for support. You may also contact us directly at (888) 788-5953. We are not responsible for any charges, errors, or delays in SMS delivery or undelivered messages caused by your carrier or third-party service providers.